Indian corporate credit appraisal is still a manual 3-week process with no regulatory intelligence built in.
The six-stage multi-agent pipeline — what each stage does and which agent owns it.
The India regulatory intelligence layer — how RBI guidelines, SEBI filings, and MCA records are pulled and interpreted in real time.
The risk scoring model — how financial ratios, industry benchmarks, and compliance history combine into a single appraisal recommendation.
The deployment architecture — Railway hosting, API endpoints, and how it integrates with existing banking workflows.
6-Stage AI Pipeline
Rigid sequential verification from intake to final human-in-the-loop decision.
India Regulatory Intelligence
Dynamic RAG spanning RBI, SEBI, and MCA directives.
Multi-Agent Review
Cross-auditing between logic models to flag compliance blindspots.
Automated Appraisal
Sub-second generation of 40-page compliant risk reports.
Pipeline architecture and agent role design.
Data ingestion layer, regulatory API connections.
Risk scoring model calibrated against Indian benchmarks.
Multi-agent review protocol.
Railway deployment, API documentation.
Hackathon submission.
3-week manual process
reduced to 4 minutes.